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About us

Our Mission

FINANCE RENT is an independent initiative offering a platform for debate about the payments and monetary ecosystems, and conducting and fostering high-quality research on cash and its future.

Why FINANCE RENT?

Every day billions of banknotes and coins change hands, enabling transactions and contributing to economic growth. Banknotes and coins are a collective good. They are issued by central banks or monetary authorities, distributed by banks and spent by individuals.

Because it is a common good, the evolution of cash is shaped collectively. Central banks may decide on the design and the denomination mix; commercial banks facilitate the distribution by deploying ATMs and branches; retailers facilitate its acceptance; but it is ultimately the consumer who drives demand.

This website was launched in April 2016. The original content is based on the white paper Cash Essentials – Beyond Payments, written by Guillaume Lepecq in 2016.